2016 Community HOME Investment Program

Charlotte Christian
Housing Grant Coordinator

413 W Jackson St
P.O. Box 1540
Thomasville, GA, 31799
(229) 292-0823
Email: charlotte.christian@thomasville.org

2016 Community HOME Improvement Program (CHIP) funds are available to assist home buyers with a deferred payment (forgiven) loan of up to $14,999 towards the purchase of a new house. The house would be constructed on property owned by the Thomasville-Thomas County Land Bank Authority.

Program Features

  • Choose your lot & house plan from available selections with prior loan approval

  • Property provided by Land Bank Authority at a greatly reduced price to buyer

  • Quality construction; homes meet energy efficiency and handicap visitability standards

  • For buyers with household income < 80% AMI

  • Very affordable first mortgage payment

  • Assistance with finding suitable first mortgage

  • Minimum down payment only $1,000

  • CHIP second mortgage with NO payments due

  • CHIP loan forgiven so long as Buyer meets “affordability period” requirements

  • Homebuyer education required

Home Buyer Information

Program Requirements

CHIP Grant Application